Re: premium bonds.
Posted: Wed Jul 05, 2023 12:14 pm
Nah, that one has a real shit short field ability!Wreckless Rat wrote: Wed Jul 05, 2023 11:32 amBugger.... I was ripped off then.
revtothelimit - motorbike forum
Motorbikes, Sportsbikes, Adventure bike, Supermotos, banter, chat, friends and whatever else you can imagine. KTM, Ducati, Aprilia, Suzuki, Yamaha, BMW, Moto Guzzi, Laverda
https://revtothelimit.co.uk/
premium bonds.
Page 26 of 49
Re: premium bonds.
Posted: Thu Jul 06, 2023 10:47 am
Got an email to say I've won something, dunno how much yet. Having a good year so far considering there's £5k in there. Keep meaning to add more but general inertia keeps getting in the way.
Re: premium bonds.
Posted: Mon Jul 10, 2023 8:19 am
Woot! Another £100. That's over 4% in 2 months I think. Probably time to move the money before a long fallow spell kicks in.Count Steer wrote: Thu Jul 06, 2023 10:47 am Got an email to say I've won something, dunno how much yet. Having a good year so far considering there's £5k in there. Keep meaning to add more but general inertia keeps getting in the way.
(There was a year where I think I got £50 so it probably averages out in the long term).Re: premium bonds.
Posted: Mon Jul 10, 2023 10:44 am
2 x £75
Paid for her flights to and from blighty and a bit of duty free too boot!
Paid for her flights to and from blighty and a bit of duty free too boot!
Re: premium bonds.
Posted: Mon Jul 10, 2023 3:33 pm
£100 this month 
Re: premium bonds.
Posted: Mon Jul 10, 2023 3:40 pm
Probability has no memory. But equally, God does not play dice with the universe.
Re: premium bonds.
Posted: Mon Jul 10, 2023 3:55 pm
...and the price of freedom is eternal vigilance.MyLittleStudPony wrote: Mon Jul 10, 2023 3:40 pm Probability has no memory. But equally, God does not play dice with the universe.
Re: premium bonds.
Posted: Tue Jul 11, 2023 8:20 pm
I have no idea, I just like repeating stuff which sounds cool.Screwdriver wrote: Mon Jul 10, 2023 7:39 pm
True (in a non zero sum game). Nice epithet though.
False; yes, he (she/they/it/xe) does play dice. Einstein was famously wrong about that . What makes you think you're right?MyLittleStudPony wrote: Mon Jul 10, 2023 3:40 pm But equally, God does not play dice with the universe.
There's a lot of pointless (if you ask me) waffle about the nature of reality even if there is such a thing as "real". But the entire observable universe can be quite incredibly accurately described by one single equation: Schrödinger wave equation. That is all about probabilities, in fact in layman's terms no quantum state is determined until it is measured and until then all of reality is merely a wave of probability.
That said I remain convinced there is no natural random. Every system (or the one big system as I guess things really are) is governed by the laws of physics, regardless of how well we understand them.
Re: premium bonds.
Posted: Tue Jul 11, 2023 9:01 pm
Oh please do. I'm not quite asleep yet
Re: premium bonds.
Posted: Tue Jul 11, 2023 9:09 pm
I knew you'd be funny one day
Re: premium bonds.
Posted: Tue Jul 11, 2023 9:10 pm
And the sound of freedom is General Electric J79sKungFooBob wrote: Mon Jul 10, 2023 3:55 pm...and the price of freedom is eternal vigilance.MyLittleStudPony wrote: Mon Jul 10, 2023 3:40 pm Probability has no memory. But equally, God does not play dice with the universe.
Re: premium bonds.
Posted: Tue Jul 11, 2023 9:28 pm
Think of it as random time dilation in an incredibly compressed space.
Matter is energy. In the universe there are many energy fields which we cannot normally perceive. Some energies have a spiritual source which act upon a person’s soul. However, this “soul” does not exist ab initio as orthodox Christianity teaches; it has to be brought into existence by a process of guided self-observation. However, this is rarely achieved owing to man’s unique ability to be distracted from spiritual matters by everyday trivia.
Re: premium bonds.
Posted: Tue Jul 11, 2023 9:33 pm
Unlucky is the bloke who was walking to work and a helicopter fell on him and killed him. Every day above ground is a good one...
Re: premium bonds.
Posted: Tue Jul 11, 2023 9:44 pm
Except for the helicopter pilot that day.
Re: premium bonds.
Posted: Wed Jul 12, 2023 3:01 pm
On a similar note...I wrote to the R4 programme about stats, More or Less, to see if they'd look into the widespread perception that your chances are higher when you first buy bonds. It seems to be such a common belief I thought they might set their number crunchers on it.Screwdriver wrote: Tue Jul 11, 2023 9:30 pmLOL. Nah better not though the random and probabilistic nature of Premium Bonds is bang on topic for such a discussion....
Re: premium bonds.
Posted: Wed Jul 12, 2023 5:10 pm
Nothing this month 
Maybe they are sulking after I took most of it out, paid off the mortgage and bought a new kitchen ??
Maybe they are sulking after I took most of it out, paid off the mortgage and bought a new kitchen ??
Re: premium bonds.
Posted: Wed Jul 19, 2023 7:44 am
Yorkshire Building Society has offered existing members a 1 year 6% deal. (No closure, no withdrawals).
1 year isn't long to tie up some cash and they're a well established outfit. Might stick a few £ in.
1 year isn't long to tie up some cash and they're a well established outfit. Might stick a few £ in.
Re: premium bonds.
Posted: Wed Jul 19, 2023 8:56 am
I put a chunk in for 1 year at 6% in June, as soon as 6% was available. I've got two or three more chunks to go and am holding on to see what happens at the next BOE rate rise in early August.Potter wrote: Wed Jul 19, 2023 7:32 am NS&I have changed their interest rates on fixed savers to match the base rate, you can get up to 6% elsewhere but as I keep saying it's only guaranteed up to £85k, plus some of these online banks look a bit sketchy to me.
5% guaranteed in an NS&I fixed bond or income bond is a decent bet IMHO, it also shows that the analysts don't expect interest to drop below 5% for at least another year.
I'm not always right, I'm wishing I'd have held my nerve and waited, I tied a big chunk of my money up at 4% with the view that a bird in the hand is worth two in the bush, but I should have waited.
I'd told myself I'd commit the lot at 6% but it looks like it's going higher now, yesterday there were one year bonds offering 6.15.
Re: premium bonds.
Posted: Wed Jul 19, 2023 9:06 am
Today's news is that inflation is less than expected...
Start of a trend? Who knows! Certainly not the banks by the sounds of it But anyway, perhaps it means rates won't climb as quick as expected and these deals will start to fade away.
Or maybe it doesn't. How the fuck should I know?
Start of a trend? Who knows! Certainly not the banks by the sounds of it
But anyway, perhaps it means rates won't climb as quick as expected and these deals will start to fade away.Or maybe it doesn't. How the fuck should I know?
Re: premium bonds.
Posted: Wed Jul 19, 2023 9:28 am
It's somewhere in between those amounts. And I'm dead tight and scrottagy so am happy to fanny about for a bit of dosh.Potter wrote: Wed Jul 19, 2023 9:07 amWhen you say "chunks" it depends what you're talking about, if you talking about half a million plus then 1% matters, but if you're talking about <£85k and you're waiting on changes of <1% then it's not worth fannying about at.MyLittleStudPony wrote: Wed Jul 19, 2023 8:56 am I put a chunk in for 1 year at 6% in June, as soon as 6% was available. I've got two or three more chunks to go and am holding on to see what happens at the next BOE rate rise in early August.
I'd told myself I'd commit the lot at 6% but it looks like it's going higher now, yesterday there were one year bonds offering 6.15.
I'm struggling to call a cap on it, I don't see base rates over 6% given the current situation, I'd like to see it on my savings, but it would be bad for a lot of people.