Page 1 of 1
Can I insure a bike frame with a V5?
Posted: Mon Sep 08, 2025 10:08 pm
by MyLittleStudPony
I've realised my NCB will lapse very soon if I don't insure a bike.
I spotted a 125 frame with a V5 for sale not too far away. Does anyone know if I can insure that? I assume I could....?
Re: Can I insure a bike frame with a V5?
Posted: Mon Sep 08, 2025 10:13 pm
by JackyJoll
Sounds unlikely.
Motor insurance is for motor vehicles, not a few parts.
Re: Can I insure a bike frame with a V5?
Posted: Tue Sep 09, 2025 10:30 am
by wull
I doubt they’d ever know, go for it.
Re: Can I insure a bike frame with a V5?
Posted: Tue Sep 09, 2025 10:33 am
by Yorick
Don't bother with Fullly Comp
Re: Can I insure a bike frame with a V5?
Posted: Tue Sep 09, 2025 10:57 am
by Horse
Check whether the vehicle needs to be MoT'd for cover.
Remembering that it is easy to check and might be an automated process as part of selling a policy.
Re: Can I insure a bike frame with a V5?
Posted: Tue Sep 09, 2025 1:29 pm
by JackyJoll
Horse wrote: Tue Sep 09, 2025 10:57 am
Check whether the vehicle needs to be MoT'd for cover.
Remembering that it is easy to check and might be an automated process as part of selling a policy.
My insurance said (most unfairly!) that I had to keep my bike in roadworthy condition. Fascist hyenas!
Re: Can I insure a bike frame with a V5?
Posted: Tue Sep 09, 2025 5:40 pm
by ChrisW
Given that you're unlikely to be making a claim - and *even* less likely to have a claim made against you - I really can't think of a downside.
