premium bonds.
- Taipan
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Re: premium bonds.
My JP Morgan (nee Nutmeg) is running at 4.35%, so i'm covered there. But the NS&I has a funky, animated app which shows your winnings when you hit reveal results, and the suspense of that alone is worth it! 
- Dodgy69
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Re: premium bonds.
Taipan wrote: Tue Mar 03, 2026 9:21 am My JP Morgan (nee Nutmeg) is running at 4.35%, so i'm covered there. But the NS&I has a funky, animated app which shows your winnings when you hit reveal results, and the suspense of that alone is worth it!![]()
Don't think my ' reveal results ' button is working correctly.
Yamaha rocket 3
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Jody
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Re: premium bonds.
First win in ages, £25 off £9k
I'm pulling most of it out for another opportunity which guarantees 7%
I'm pulling most of it out for another opportunity which guarantees 7%
- Count Steer
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Re: premium bonds.
First win for a while for me last month too. £25
Dunno yet this month.
The £5k's worth I bought for my missus in October have, so far, returned £0. I think she may start to doubt my financial acumen.
Dunno yet this month.
The £5k's worth I bought for my missus in October have, so far, returned £0. I think she may start to doubt my financial acumen.
The plural of 'anecdote' is not 'data'.
Re: premium bonds.
I took the majority of mine out when I bought another car as an investment, so I haven't won a bean on the few grand left in there.
I've topped it back up to the max now so let's see what happens, but I'm sure it's fiddled so they never pay out anywhere near what the average is supposed to be, if it wasn't for the tax implications it would make more sense to buy their 5yr fixed bonds at 4% and just forget about it.
I've topped it back up to the max now so let's see what happens, but I'm sure it's fiddled so they never pay out anywhere near what the average is supposed to be, if it wasn't for the tax implications it would make more sense to buy their 5yr fixed bonds at 4% and just forget about it.
- Count Steer
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Re: premium bonds.
£100 + £50
(From £5k, so 3.5% in 2 months after £25 last month, so not unhappy with that).
(From £5k, so 3.5% in 2 months after £25 last month, so not unhappy with that).
The plural of 'anecdote' is not 'data'.
- Dodgy69
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- KungFooBob
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- gremlin
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Re: premium bonds.
See? Told you should be invested in stocks and shares.
Oh..wait..hang on a minute.
Remember Anne Diamond!
- KungFooBob
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Re: premium bonds.
Iirc there's only 4k in the premiums, I took a load out to pay off the mortgage.gremlin wrote: Thu Apr 02, 2026 9:02 amSee? Told you should be invested in stocks and shares.
Oh..wait..hang on a minute.![]()
The £25 I put in my Trading 212 Sticks and shares ISA is now worth £43.
The BP shares have done amazingly.
- gremlin
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Re: premium bonds.
I would post up a graph of my holiday savings pot but you'd think it was Noggins posting one of her photos of the steep mountain terrain.KungFooBob wrote: Thu Apr 02, 2026 9:05 amIirc there's only 4k in the premiums, I took a load out to pay off the mortgage.gremlin wrote: Thu Apr 02, 2026 9:02 amSee? Told you should be invested in stocks and shares.
Oh..wait..hang on a minute.![]()
The £25 I put in my Trading 212 Sticks and shares ISA is now worth £43.
The BP shares have done amazingly.
Still, not to stress. Trump's got a highly detailed plan and it's all gonna be fine. Oh, yes. Tickity-boo.
Remember Anne Diamond!
- MingtheMerciless
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Re: premium bonds.
£100
"Of all the stories you told me, which ones were true and which ones weren't?"
"My dear Doctor, they're all true."
"Even the lies?"
"Especially the lies."
"My dear Doctor, they're all true."
"Even the lies?"
"Especially the lies."
Re: premium bonds.
£25 between us, which is diabolical considering we've both got the max in.
We've been properly stitched up and the ISA limit needs to be raised to the same limits as these bonds, then people would have a genuine pension alternative if the interest rates stayed around 4-5%. You could spend the years stacking up your ISA and get a decent amount in and then take that tax free income as a pension, it's obviously not for everyone but I think it would work out net positive for the government when all weighed up.
The prosperity of a country and society is directly connected to how their retired people live.
We've been properly stitched up and the ISA limit needs to be raised to the same limits as these bonds, then people would have a genuine pension alternative if the interest rates stayed around 4-5%. You could spend the years stacking up your ISA and get a decent amount in and then take that tax free income as a pension, it's obviously not for everyone but I think it would work out net positive for the government when all weighed up.
The prosperity of a country and society is directly connected to how their retired people live.
- Taipan
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- Taipan
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- MingtheMerciless
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Re: premium bonds.
Zilch
"Of all the stories you told me, which ones were true and which ones weren't?"
"My dear Doctor, they're all true."
"Even the lies?"
"Especially the lies."
"My dear Doctor, they're all true."
"Even the lies?"
"Especially the lies."
