Pension stuff, how's it all looking ? HAve you prepared ?

[Dodgy69]

I pay fee's for it to be managed, there's no way I could do it, couldn't be arsed tbh. They buy and sell all the time. It's diversified over different investments and I just check the numbers. I know not a lot about the game in all honesty.

It might possibly be a fingers crossed game, but so far so good. If it all goes tits up I'll get the Mrs to wiggle her toes on only fans.

[JackyJoll]

Just so I'm not all doom and gloom...I also have some of these....

This is the Stocks and shares ISA. “Global,” all equities.

Slightly different time base.

I thought you’d discern 12 months on the chart!

[v8-powered]

The pot that my wife manages for me, last time I checked it was 37% up - so not too shabby.

In her business they do run several different investment portfolios - some better than others, but with mine she frequently moves the investments around but in nothing too risky due to my age.

i need a new wife too

Pros and cons to a wife who owns an IFA business - pretty boring conversation at times....

[Count Steer]

This is the Stocks and shares ISA. “Global,” all equities.

Slightly different time base.

I thought you’d discern 12 months on the chart!

I did a rough calculation but worried about my maffs.

I make it *wiggles wet finger in air* about 30%. Not too shabby.

Just out of interest, the trackers mentioned up there ^^^ were invested when ISAs were PEPs and in all that time they've doubled*, so last year has been pretty spectacular.

I was particularly pleased with GSK though. It's been a bit of a dog, although a substantial drop in share price was when they split out their retail side - as Haleon iirc - which I promptly sold and bought something else.

* It's a fraction of what it was though as I spent most of it in the 5 years between quitting work and my main pension kicking in and on home and garden 'improvements'.

[JackyJoll]

Slightly different time base.

I thought you’d discern 12 months on the chart!

I did a rough calculation but worried about my maffs.

I make it *wiggles wet finger in air* about 30%. Not too shabby.

Just out of interest, the trackers mentioned up there ^^^ were invested when ISAs were PEPs and in all that time they've doubled*, so last year has been pretty spectacular.

I was particularly pleased with GSK though. It's been a bit of a dog, although a substantial drop in share price was when they split out their retail side - as Haleon iirc - which I promptly sold and bought something else.

* It's a fraction of what it was though as I spent most of it in the 5 years between quitting work and my main pension kicking in and on home and garden 'improvements'.

My own account has grown 22.55% in last 12 months. And I can live with that!

[mangocrazy]

I'm quite frankly staggered by the way my stocks and shares ISA has performed over the previous year. In Feb 2025 my portfolio's value stood at £71,000 and didn't move much in the next two months, but has ended the 12 months since valued at not far short of £102,000. To be fair this has mainly been due to the share price of the major component of the ISA (HSBC) basically doubling in 12 months.

I can't claim any real credit for this - but every so often you just get lucky, I guess...

[JackyJoll]

I'm quite frankly staggered by the way my stocks and shares ISA has performed over the previous year. In Feb 2025 my portfolio's value stood at £71,000 and didn't move much in the next two months, but has ended the 12 months since valued at not far short of £102,000. To be fair this has mainly been due to the share price of the major component of the ISA (HSBC) basically doubling in 12 months.

I can't claim any real credit for this - but every so often you just get lucky, I guess...

Yes it’s been a good year for that sort of thing.

You can claim credit for having an S&S ISA. Lots of pickers and choosers of individual stocks have lost money in the same year.

[JackyJoll]

We should post graphs when they’re going down too, during and after the next crash!

[weeksy]

I paid my bonus in today directly to pension, it'll be part of the amount i take out in Oct at 55, so made sense to pay it directly in now and not have to pay the 40% tax this month on it

[Taipan]

Downside to choosing to do a job you love, rather than one that pays better, is my pension is valued accordingly. Good job we only have beer tastes to match our beer money!

[Count Steer]

We should post graphs when they’re going down too, during and after the next crash!

Happy to post the 5 year graph of Vodaphone, which I bought 4 or 5 years ago. They looked pretty sick last year! (But I bought some more when they were bumping along the bottom, so overall they don't look too bad now....provided they don't go down at the same rate they went up. TBF the dividends have been quite good).

[weeksy]

Downside to choosing to do a job you love, rather than one that pays better, is my pension is valued accordingly. Good job we only have beer tastes to match our beer money!

lol you've got £100k of vehicles

[Horse]

Downside to choosing to do a job you love, rather than one that pays better, is my pension is valued accordingly. Good job we only have beer tastes to match our beer money!

lol you've got £100k of vehicles

And the same in loft & sheds full of spares for other vehicles?

[Wscad]

Unread post by IccyV2 » Wed Feb 25, 2026 7:58 am

I did actually predict Covid.
It’s too good a story not to tell.


Point of order iccyno way on earth did you predict it at the timeline you have posted, but you were close. Very close to within a few months.

2019......late July early August my missus was getting calls from China ......is their anything in the English press about a virus in China

I think covid was in the uk early November 2019

In 2003 , when SAR’s came along, I had been living and working in China for more than 7 years

It’s thought but not confirmed ,man a choffed a civit cat bought from a live market

The sars virus was tracked down to have come from a Guangdong province

Specifically

Zhongshan and foshan

Guess where I lived

[Wscad]

What now? Any predictions ?

Buy diamonds? Anyone out their ?

[weeksy]

Unread post by IccyV2 » Wed Feb 25, 2026 7:58 am

I did actually predict Covid.
It’s too good a story not to tell.


Point of order iccyno way on earth did you predict it at the timeline you have posted, but you were close. Very close to within a few months.

2019......late July early August my missus was getting calls from China ......is their anything in the English press about a virus in China

I think covid was in the uk early November 2019

In 2003 , when SAR’s came along, I had been living and working in China for more than 7 years

It’s thought but not confirmed ,man a choffed a civit cat bought from a live market

The sars virus was tracked down to have come from a Guangdong province

Specifically

Zhongshan and foshan

Guess where I lived

Dunno. Hong Kong?

[Dodgy69]

Well, there's an old folk's home down the road that has locked the gates. No visitors allowed due to respiratory virus sweeping through the home.

[Wscad]

I do have some very reliable contacts in Hong Kong and mainland China if anyone is interested

[weeksy]

I do have some very reliable contacts in Hong Kong and mainland China if anyone is interested

Are they any good at sweet and sour chicken?

[Wscad]

Joking apart. Everything on revtothelimit will be monitored and looked at by ccp.

My posts, your posts, everyone’s posts