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Re: Pension stuff, how's it all looking ? HAve you prepared ?

Posted: Thu Feb 26, 2026 4:10 pm
by Dodgy69
I pay fee's for it to be managed, there's no way I could do it, couldn't be arsed tbh. They buy and sell all the time. It's diversified over different investments and I just check the numbers. I know not a lot about the game in all honesty.

It might possibly be a fingers crossed game, but so far so good. If it all goes tits up I'll get the Mrs to wiggle her toes on only fans. 👍

Re: Pension stuff, how's it all looking ? HAve you prepared ?

Posted: Thu Feb 26, 2026 4:23 pm
by JackyJoll
Count Steer wrote: Thu Feb 26, 2026 3:57 pm
JackyJoll wrote: Thu Feb 26, 2026 3:37 pm
Count Steer wrote: Thu Feb 26, 2026 2:57 pm Just so I'm not all doom and gloom...I also have some of these.... :D

Image
This is the Stocks and shares ISA. “Global,” all equities.

Image
Slightly different time base.
I thought you’d discern 12 months on the chart!

Image

Re: Pension stuff, how's it all looking ? HAve you prepared ?

Posted: Thu Feb 26, 2026 4:23 pm
by v8-powered
weeksy wrote: Thu Feb 26, 2026 3:57 pm
v8-powered wrote: Thu Feb 26, 2026 3:42 pm The pot that my wife manages for me, last time I checked it was 37% up - so not too shabby.

In her business they do run several different investment portfolios - some better than others, but with mine she frequently moves the investments around but in nothing too risky due to my age.
i need a new wife too :D
Pros and cons to a wife who owns an IFA business - pretty boring conversation at times....

Re: Pension stuff, how's it all looking ? HAve you prepared ?

Posted: Thu Feb 26, 2026 5:11 pm
by Count Steer
JackyJoll wrote: Thu Feb 26, 2026 4:23 pm
Count Steer wrote: Thu Feb 26, 2026 3:57 pm
JackyJoll wrote: Thu Feb 26, 2026 3:37 pm

This is the Stocks and shares ISA. “Global,” all equities.

Image
Slightly different time base.
I thought you’d discern 12 months on the chart!

Image
I did a rough calculation but worried about my maffs. :lol:

I make it *wiggles wet finger in air* about 30%. Not too shabby. :D

Just out of interest, the trackers mentioned up there ^^^ were invested when ISAs were PEPs and in all that time they've doubled*, so last year has been pretty spectacular.

I was particularly pleased with GSK though. It's been a bit of a dog, although a substantial drop in share price was when they split out their retail side - as Haleon iirc - which I promptly sold and bought something else.

* It's a fraction of what it was though as I spent most of it in the 5 years between quitting work and my main pension kicking in and on home and garden 'improvements'. :(

Re: Pension stuff, how's it all looking ? HAve you prepared ?

Posted: Thu Feb 26, 2026 6:24 pm
by JackyJoll
Count Steer wrote: Thu Feb 26, 2026 5:11 pm
JackyJoll wrote: Thu Feb 26, 2026 4:23 pm
Count Steer wrote: Thu Feb 26, 2026 3:57 pm

Slightly different time base.
I thought you’d discern 12 months on the chart!

Image
I did a rough calculation but worried about my maffs. :lol:

I make it *wiggles wet finger in air* about 30%. Not too shabby. :D

Just out of interest, the trackers mentioned up there ^^^ were invested when ISAs were PEPs and in all that time they've doubled*, so last year has been pretty spectacular.

I was particularly pleased with GSK though. It's been a bit of a dog, although a substantial drop in share price was when they split out their retail side - as Haleon iirc - which I promptly sold and bought something else.

* It's a fraction of what it was though as I spent most of it in the 5 years between quitting work and my main pension kicking in and on home and garden 'improvements'. :(
My own account has grown 22.55% in last 12 months. And I can live with that!

Re: Pension stuff, how's it all looking ? HAve you prepared ?

Posted: Thu Feb 26, 2026 8:53 pm
by mangocrazy
I'm quite frankly staggered by the way my stocks and shares ISA has performed over the previous year. In Feb 2025 my portfolio's value stood at £71,000 and didn't move much in the next two months, but has ended the 12 months since valued at not far short of £102,000. To be fair this has mainly been due to the share price of the major component of the ISA (HSBC) basically doubling in 12 months.

I can't claim any real credit for this - but every so often you just get lucky, I guess...

Re: Pension stuff, how's it all looking ? HAve you prepared ?

Posted: Thu Feb 26, 2026 11:00 pm
by JackyJoll
mangocrazy wrote: Thu Feb 26, 2026 8:53 pm I'm quite frankly staggered by the way my stocks and shares ISA has performed over the previous year. In Feb 2025 my portfolio's value stood at £71,000 and didn't move much in the next two months, but has ended the 12 months since valued at not far short of £102,000. To be fair this has mainly been due to the share price of the major component of the ISA (HSBC) basically doubling in 12 months.

I can't claim any real credit for this - but every so often you just get lucky, I guess...
Yes it’s been a good year for that sort of thing.

You can claim credit for having an S&S ISA. Lots of pickers and choosers of individual stocks have lost money in the same year.

Re: Pension stuff, how's it all looking ? HAve you prepared ?

Posted: Fri Feb 27, 2026 8:57 am
by JackyJoll
We should post graphs when they’re going down too, during and after the next crash!💥

Re: Pension stuff, how's it all looking ? HAve you prepared ?

Posted: Fri Feb 27, 2026 9:00 am
by weeksy
I paid my bonus in today directly to pension, it'll be part of the amount i take out in Oct at 55, so made sense to pay it directly in now and not have to pay the 40% tax this month on it :)

Re: Pension stuff, how's it all looking ? HAve you prepared ?

Posted: Fri Feb 27, 2026 9:52 am
by Taipan
Downside to choosing to do a job you love, rather than one that pays better, is my pension is valued accordingly. Good job we only have beer tastes to match our beer money! :D

Re: Pension stuff, how's it all looking ? HAve you prepared ?

Posted: Fri Feb 27, 2026 9:53 am
by Count Steer
JackyJoll wrote: Fri Feb 27, 2026 8:57 am We should post graphs when they’re going down too, during and after the next crash!💥
Happy to post the 5 year graph of Vodaphone, which I bought 4 or 5 years ago. They looked pretty sick last year! :( (But I bought some more when they were bumping along the bottom, so overall they don't look too bad now....provided they don't go down at the same rate they went up. :lol: TBF the dividends have been quite good).

Re: Pension stuff, how's it all looking ? HAve you prepared ?

Posted: Fri Feb 27, 2026 9:58 am
by weeksy
Taipan wrote: Fri Feb 27, 2026 9:52 am Downside to choosing to do a job you love, rather than one that pays better, is my pension is valued accordingly. Good job we only have beer tastes to match our beer money! :D
lol you've got £100k of vehicles :D

Re: Pension stuff, how's it all looking ? HAve you prepared ?

Posted: Fri Feb 27, 2026 9:59 am
by Horse
weeksy wrote: Fri Feb 27, 2026 9:58 am
Taipan wrote: Fri Feb 27, 2026 9:52 am Downside to choosing to do a job you love, rather than one that pays better, is my pension is valued accordingly. Good job we only have beer tastes to match our beer money! :D
lol you've got £100k of vehicles :D
And the same in loft & sheds full of spares for other vehicles?

Re: Pension stuff, how's it all looking ? HAve you prepared ?

Posted: Sat Feb 28, 2026 4:25 pm
by Wscad
Unread post by IccyV2 » Wed Feb 25, 2026 7:58 am

I did actually predict Covid.
It’s too good a story not to tell.


Point of order iccy😜no way on earth did you predict it at the timeline you have posted, but you were close. Very close to within a few months.

2019......late July early August my missus was getting calls from China ......is their anything in the English press about a virus in China

I think covid was in the uk early November 2019

In 2003 , when SAR’s came along, I had been living and working in China for more than 7 years

It’s thought but not confirmed ,man a choffed a civit cat bought from a live market

The sars virus was tracked down to have come from a Guangdong province

Specifically

Zhongshan and foshan

Guess where I lived 😳

Re: Pension stuff, how's it all looking ? HAve you prepared ?

Posted: Sat Feb 28, 2026 5:46 pm
by Wscad
What now? Any predictions ?

Buy diamonds? Anyone out their ?

Re: Pension stuff, how's it all looking ? HAve you prepared ?

Posted: Sat Feb 28, 2026 6:09 pm
by weeksy
Wscad wrote: Sat Feb 28, 2026 4:25 pm Unread post by IccyV2 » Wed Feb 25, 2026 7:58 am

I did actually predict Covid.
It’s too good a story not to tell.


Point of order iccy😜no way on earth did you predict it at the timeline you have posted, but you were close. Very close to within a few months.

2019......late July early August my missus was getting calls from China ......is their anything in the English press about a virus in China

I think covid was in the uk early November 2019

In 2003 , when SAR’s came along, I had been living and working in China for more than 7 years

It’s thought but not confirmed ,man a choffed a civit cat bought from a live market

The sars virus was tracked down to have come from a Guangdong province

Specifically

Zhongshan and foshan

Guess where I lived 😳
Dunno. Hong Kong?

Re: Pension stuff, how's it all looking ? HAve you prepared ?

Posted: Sat Feb 28, 2026 7:17 pm
by Dodgy69
Well, there's an old folk's home down the road that has locked the gates. No visitors allowed due to respiratory virus sweeping through the home. 🤷🏻‍♂️

Re: Pension stuff, how's it all looking ? HAve you prepared ?

Posted: Sat Feb 28, 2026 9:45 pm
by Wscad
I do have some very reliable contacts in Hong Kong and mainland China if anyone is interested

Re: Pension stuff, how's it all looking ? HAve you prepared ?

Posted: Sat Feb 28, 2026 9:50 pm
by weeksy
Wscad wrote: Sat Feb 28, 2026 9:45 pm I do have some very reliable contacts in Hong Kong and mainland China if anyone is interested
Are they any good at sweet and sour chicken?

Re: Pension stuff, how's it all looking ? HAve you prepared ?

Posted: Sat Feb 28, 2026 10:12 pm
by Wscad
Joking apart. Everything on revtothelimit will be monitored and looked at by ccp.

My posts, your posts, everyone’s posts